Colette Foster, DRE# 01363597 & Beryl Simmerok DRE# 00759293
Colette cell 949 235-1515    Beryl cell 909 568-8771
Different Types Of Real Estate Home Loans

San Clemente CA Home Loan Information

Getting the right type of real estate home loan is an important part of the home buying process. In this section of my web site I have put together some basic information regarding the types of real estate home loans that are common in the market today.

Fixed-rate mortgages Fixed rate mortgages are mortgages where the interest rate stays the same for the entire term of the loan. The advantage to a fixed rate mortgage is that if you lock a relatively low rate, your payment won’t go up when rates do.

Adjustable-Rate Mortgages With an adjustable rate mortgage, the rate of the loan can change throughout the term of the loan. The rate of the loan is based on adding points to a fixed base.

Hybrid loans A hybrid loan combines a fixed period along with an adjustable component. Usually these loans are fixed for a period of time and then the loan becomes adjustable where it is dependant on current rates.

FHA real estate home loans An FHA loan is a loan in the United States that is insured by the Federal Housing Administration.

VA real estate home loans A VA loan is a loan in the United States guaranteed by the Veterans Administration. The loan may be issued by qualified lenders. The VA was designed to offer long-term financing to American Veterans or to their surviving spouses.

The free real estate Home Loan Request Form

If you’d like to receive more information about more specific San Clemente home loan programs, then please fill out the following form below or contact me today

Input Your Information
* Name
* Email
Phone
Comments

Home Page | Properties | Buyers | Sellers | Area Info | About | What's My Home Worth? | Buyers Request | Mortgage Information | Testimonials | Free Real Estate Reports | Sellers Request | Dream Home Finder | Blog | Community Links | School Links | Request Info | Home Buying Info | 15 Reasons Why I Should Be Your Real Estate Agent | Different Types Of Real Estate Home Loans | For Sale By Owner Real Estate Info | Free E-mail Property Updates | Free Market Update | Free Real Estate Newsletter | Home Improvement | Home Moving Assistance | How Much Real Estate Can You Afford? | Just For Kids | Real Estate And Mortgage Glossary | Real Estate Tax Info | Selecting Your Next Home | Our Listings | Property Search (California Regional - Residential) | Property Search (California Regional - Residential Income) | Property Search (California Regional - Mobile Homes) | Property Search (California Regional - Residential Lease) | Property Search (California Regional - Land) | Property Search (California Regional - Commercial) | Property Search (California Regional - Sold Residential) | Property Search (California Regional - Sold Land) | Property Search (California Regional - Sold Lease) | Property Search (California Regional - Sold Income) | Property Search (California Regional - Commercial lease) | Property Search (California Regional - BusinessOpportunity) | Property Search (California Regional - Sold Commercial Lease) | Property Search (California Regional - Sold Commercial) | Property Search (California Regional - Sold Business Oppotunity) | Property Search (California Regional - Sold Mobile Homes)
Site Map | E-Mail
San Clemente


Logo
SO CAL PROPERTIES DRE#01899084
18 Via Jenifer • San Clemente, CA 92673
Colette cell 949 235-1515 • Beryl cell 909 568-8771